ARUNA HOME INSURANCE
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| A combined insurance policy for private dwelling
houses that covers: |
1) Fire & Specified
Perils (Property Damage)
Covers property damage consequent to a fire. ARUNA policy-holders
will enjoy following additional perils without any additional
premium: Explosion, Impact Damage, Aircraft Damage, Bursting
and Overflowing of Water Tanks, Apparatus or Pipes, Natural
Perils (including Cyclone, Storm and Tempest, Flood, Earthquake,
Volcanism, Tsunami etc.), Removal of Debris, Loss or Damage
to Visitors’ Property, Loss of Rent/ Alternate Accommodation,
and Accidental breakage of furniture glass/ mirrors. Electrical
fire damage to electrical installation and appliances could
be covered at an additional premium. ARUNA could be extended
to cover following social perils as well: Riot, Strikes and
Civil Commotion, Terrorism and Malicious Damage. |
2) Theft
Under this free extension, loss of or damage to property due
to burglary involving forcible or violent entry/ exit would
be covered. |
3) Legal/ Public Liability
Indemnifies the insured if he becomes legally liable for third-party
Property Damage or Bodily Injury for accidents that may take
within the business premise insured. Policy provides a free
cover up to limits specified in the Schedule. |
4) Personal Accident
This cover could be obtained by the policy-holder, his/ her
spouse or children or even for the domestic staff. Subject
to Conditions and Limits specified in the Schedule. |
5) Food in Freezer
Deterioration of food stuffs in the freezer to due power failure
or breakdown of the freezer unit. |
6) Damage to Landscaping
Damage to landscaping due to any cause covered with the policy
will be compensated up to the Limit specified in the Schedule. |
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