1) loss of or damage to the property insured whilst contained in the premises resulting from theft involving entry to or exit from the premises by actual forcible and violent means

2) any damage to the premises (locks, doors, windows etc.) falling to be borne by the Insured consequent upon such theft or any attempt thereat.

Standard Exclusions

- Loss or damage occasioned by fire or explosion however caused

- Damage to plate glass or nay decoration or lettering thereon

- Loss or damage occasioned by any person lawfully in or on the premises or by or with the connivance of   any member of the Insured’s household or employee of the Insured

- Loss or damage happening whilst the premises are left unattended for a continuous period of 5-days

- Loss of money or other property by usage of the key or its duplicate or combination code belonging to    the Insured unless this has been obtained by threat or violence

- Unless specifically insured, following items are excluded from the Policy: deeds, bonds, bills of exchange,   money, coins, medals, stamps, stamp collections, jewellery, watches, furs, precious metal and stones,   business books, sculptures, plans, moulds, models, designs and the like.

- Loss or damage due to war, invasion, strike, riot and civil commotion, acts of terrorism

- Loss or damage due to nuclear, biological and chemical attack

A clear detailed list of items should be submitted to the Insurer for consideration. The Policy will be issued on Agreed-Value basis in respect of items with high sentimental and antique value.