Health


Introducing Super CI

Health is a jewel, your most valued asset in life. The efforts to safeguard your health has no bounds and so we understand how important this is for you to ensure that this jewel is well taken care of. This is why we've developed HNB Assurance SuperCI so that the most precious jewel in your life is well covered, just in case you ever need it.

 

Scope of Cover

  • Early Stage Cancer Benefit / Carcinoma-in-Situ

  • Late Stage Cancer Benefit

  • Minor Heart Condition Benefit covering 9 Conditions

  • Major Heart Condition Benefit covering 7 Conditions

  • Critical Illness Benefit Covering 32 Illnesses

Eligibility for Cover

  • Minimum Entry Age - 18 Years

  • Maximum Entry Age - 65 Years

  • Maximum Maturity Age - 70 Years

  • Policy Term -

    • Minimum 5 Years

    • Maximum 20 Years

  • Minimum Sum Assured - LKR 500,000

  • Maximum Sum Assured - LKR 4,000,000

Benefit of Cover

Events

Benefits Payable

Early Stage Cancer / Carcinoma in Situ (CiS)

  • 25% of Sum Assured will be paid

 

  • Waiver of Premium

Following the acceptance of Early Stage Claim the Company shall waive the SuperCI Rider Premium for next 05 years

Late Stage Cancer

  • 100% of Sum Assured will be paid (less any previously paid Early Stage Claim)

 

  • Monthly Income Payment

1% of the Sum Assured will be paid on monthly basis for next 05 years

Minor Heart Conditions

  • 25% of Sum Assured will be paid

 

  • Waiver of Premium

Following the acceptance of Early Stage Claim the Company shall waive the SuperCI Rider Premium for next 05 years

Major Heart Conditions

  • 100% of Sum Assured will be paid (less any previously paid early stage claim)

 

  • Monthly Income Payment

1% of the Sum Assured will be paid on monthly basis for next 05 years

Diagnosis of any of the 32 Critical Illnesses

  • 100% of Sum Assured will be paid (less any previously paid early stage claim)

 

  • Monthly Income Payment

1% of the Sum Assured will be paid on monthly basis for next 05 years

 

Special Features

  • A 10% increase of the Sum Assured every year for each claim free year without an increase in Premium. Maximum amount to which the Sum Assured can be increased is 150% of the initial Sum Assured.

  • Waiver of Premium Benefit for 05 years in following the acceptance of Early Stage Claim.

  • Monthly Income Benefit for 05 years following the acceptance of Major Cancer / Major Heart Condition / Critical Illness.

Optional Feature

  • Return of Premiums at the Maturity if no claim is made under the Benefit.

 

Terms and Conditions Apply*

Get in touch with us today to get your very own SuperCI cover and enjoy a host of benefits.

More information can be obtained from the nearest HNB Assurance Branch or from our helpline on 0114 384 384.

Click here to download the brochure.




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