Hassle-free, convenient and tailor made to suit your every need, ensuring that you face risks with confidence while knowing you’re protected by professionals in business.
Giving company owners peace of mind assuring that their employees are taken care of with a comprehensive health/life insurance package.
Putting your mind at ease, as we understand the responsibilities on your shoulders to pay back those financial commitments.
Mortgage Protection Plans
HNB Assurance Pradeepa is an endowment policy with participation in profits, with part payments and with extended life cover for ten years or up to age 70 years, whichever is earlier after maturity. The policy can be primarily issued for 10,15 or 20 year terms however, provided that the maximum age at expiry including the extended period of life cover, does not exceed 70 years.
The unique Pradeepa plan is more than life insurance as we know it.
Sum Assured, together with accrued bonus at the end of the selected period or at premature death
A bonus at the end of every year
Where a maturity payment is made, life cover equal to the basic sum assured will continue for a period of additional ten(10) years or until the life assured reaches the age of seventy(70)
Additional life cover.
Accidental death benefit
Total permanent disability due to accident or sickness in the event of which, supplementary income will be provided and premiums waived
Accidental permanent partial disability benefit according to extent of disability
Critical illness cover on 29 ailments. On diagnosis, cash will be made available
Medical reimbursement critical illness and hospitalization benefit for children can be added
As importantly, the new and high-benefit “Pradeepa” policy can be tailored to fit specific needs
Period: 5 to 40 years (Optional)
Life cover up to 70 years · Chosen additional benefits up to 65 years
Premium according to your ability to pay
Maturity - Sum Assured + Bonus
Natural Death - Sum Assured + Additional Life Benefit (ALB)
Accidental Death - Sum Assured + Accidental Death Benefit + Additional Life Benefit
*Terms and Conditions Apply.
More information can be obtained from the nearest HNB Assurance Branch or from our helpline on 0114 384 384.
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