Hassle-free, convenient and tailor made to suit your every need, ensuring that you face risks with confidence while knowing you’re protected by professionals in business.
Giving company owners peace of mind assuring that their employees are taken care of with a comprehensive health/life insurance package.
Putting your mind at ease, as we understand the responsibilities on your shoulders to pay back those financial commitments.
Mortgage Protection Plans
In terms of improving your life and financially securing your future, Ranmaga offered by HNB Assurance is a unique opportunity. The life policy that increases the sum assured by 5% every year, while the premium payment remain the same is a well sought after option in our portfolio. This is an investment plan with added financial benefits for protection.
Tailor made plan to suit your own needs
Select your insurance policy from 10, 15, 20 and 25 year terms
Additional covers according to your choice, up to 65 years of age and Life cover extending up to 70 years of age
Annual, half yearly, quarterly or monthly premium payment options at your convenience
A 10 year free life cover equal to the initial basic sum assured after maturity, up to 70 years of age
Equal premium amount to be paid throughout the period even though the basic sum assured increases by 5% every year, giving you an advantage over the increasing cost of living.
Dividends declared by the company will be added to your fund account during the period of cover, enhancing your maturity benefit
In case of demise before the end of insured period, your loved ones will be paid the higher of Sum Assured or fund balance
Additional life benefits, to increase life cover up to 7 times the basic sum assured if death is due to an accident or natural
Accidental death cover up to 5 times the basic sum assured if death is due to an accident
In the event of total and permanent disablement due to an accident, the benefit will be paid in 10 installments
If total and permanent disablement is the result of either an accident or illness the premium payments for the remainder of the period will be waived
Financial benefits for permanent partial disablement.
Cover for 29 critical illnesses.
Payment of up to a maximum of Rs.10,000 per day for hospitalization, paid from the date of admission
Surgery benefit up to Rs. 1,000,000
Family income benefit up to Rs.200,000
Covers to protect your spouse with above additional covers as well
Critical illness benefits for 15 illnesses and hospitalization benefit, surgery benefit and medical reimbursement for children
A percentage of sum assured is paid for each listed surgery
Payments are made for unlisted surgeries as well
Maturity - Fund Value
Natural Death - Fund Value OR Sum Assured + 5% × Term(up to death)+ ALB
Accidental Death - Fund Value OR Sum Assured + 5% × Term (up to death)+ ALB+ ADB
*Terms and Conditions Apply.
More information can be obtained from the nearest HNB Assurance Branch or from our helpline on 0114 384 384.
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