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Mortgage Protection Plans

Whether you are buying a house or have decided that its time to renovate/repair your home, we have a competitive mortgage protection policy to suit your needs. A dream of many Sri Lankans is to own their own home/to be a homeowner. HNB Assurance’s ‘Loan Protection’ policy helps to achieve that dream by providing financial assistance by helping you get a loan to own your dream house. In the unfortunate event of the sudden demise or permanent disability of the policyholder, we will protect your dream as our Mortgage Protection Policy will settle the balance amount of your housing loan which you have taken from the bank or financial institution of your choice.*

*Conditions Apply, please refer policy document for details

Mortgage Protection Plans - HNB Assurancewww.hnb.net

Loan Protection

Morgage-Policy-Araksha

What is a Mortgage Reducing Policy?

To own a land or a house has become everyone's dream. To make it a reality, obtaining a loan has become a regular occurrence. In the event of unfortunate demise or total permanent disability of the insured, the balance amount of the loan taken from a bank or financial institution will be settled by a Mortgage Protection Policy.*

For whom?

People who wish to buy a house, renovate a house or buy a land on a loan from a bank or a financial institution.

What are the benefits of the policy?

  • Balance loan amount will be settled in the event of sudden demise or permanent disability of the person who obtained the loan.
  • In the event of sudden demise or permanent disability of either party  of a joint loan, the balance loan amount will be settled.
  • Special premium rebates for females and non smokers.
  • Policy can be obtained with a single premium payment.

More information can be obtained from the nearest HNB Assurance Branch or from our 24 hour Customer Relation Center on 011 4 883883

* Conditions apply as per regulations.