Pay Now




Complaints Management




Introducing Supreme Health Max from HNB Assurance, an all-inclusive cover for you and your family, providing one of the most exclusive policies in the island, covering a range of optimal healthcare services, comprehensive hospitalization , and surgical coverage anytime, anywhere. HNB Assurance Supreme Health Max enables you to access the best possible protection to help mitigate the risks of your distinctive life. Choose HNB Assurance Supreme Health Max, for a worry-free Life. Check out the key features of Supreme Health Max . 


Overseas Hospitalization (Worldwide excluding USA & Canada) 

  • Annual Coverage up to LKR 50 Million for Individual and Family: Select from a range of 26 plans covering you and your loved ones starting from LKR 100,000 right up to LKR 50 Million. 
  • Cashless Claim Settlement Worldwide: Cashless Settlement options for your hospitalization cost in both Sri Lanka as well as worldwide. 
  • OPD Cover: Get reimbursed for your OPD charges including those for Ayurvedic Medicine. 
  • Pre & Post Hospitalization Expenses Benefit: 5% of Sum Assured is available for cost pertaining to interventions both pre and post hospitalization. 
  • No Claim Bonus up to 100%: For every year you do not claim under your medical policy, the Sum Assured increases by 25% up to 100% allowing you to double your Sum Assured if you make no claim for four consecutive years. 
  • Restore Benefit: In the event you have had to claim your entire Sum Assured during a year due to hospitalization, you are still entitled to 100% of your Sum Assured provided that the subsequent hospitalization is not related to any of the reasons you were hospitalized before. 
  • Surgery Benefit: Provides comprehensive coverage for in-patient surgical expenses. 
  • Prosthesis and Implants: In the event of artificial substitution or replacement of body parts attached or applied to the body to replace a missing body part, 20% of the Sum Assured will be paid. 
  • Organ Donor Expenses: In the instance of an organ transplant, the cost of the done will be covered along with hospitalization expenses of donor. 
  • Ambulance Charges: Up to 2% of the Sum Assured will be paid as an ambulance charge. 
  • Day Care Treatment: Obtain reimbursement for costs that you incur for procedures that are classified as day care treatment. 
  • Health Check-up: For every two years that you do not claim, you will be entitled for 1% - 2% of the Sum Assured for a health check-up depending on the plan selected subject to maximum of LKR 50,000. 
  • Dental Care: Coverage include benefits that cover the cost of dental care. 
  • HNBA Supreme Health Max covers expenses related to Chemotherapy, Dialysis and Radiology treatments within the cover limit. 



  • Optical Care: A benefit that provides coverage for vision related expenses. 
  • Maternity Benefit: Have your maternity cost reimbursed as an optional cover. 
  • Hospital Admission Charges. 
  • Deductible Option: You may opt to bear medical expenses up to a predefined limit on your own and have your policy cover expenses above that, thereby bringing down the cost of the policy to you. 



  • Benefit Amount During a Policy Year and Term: 100% of the Supreme Health Max amount payable from the 1st year onwards and during the term. 
  • Supreme Health Max Hospitalization Coverage could be obtained as a local or Worldwide (Excluding USA and Canada) Coverage. 
  • Cash Benefit for hospitalization in Government Hospitals. 
  • Supreme Health Max could be obtained on an individual basis or as a family floater. 



  • Minimum Age at Entry - 18 years for the main life and spouse, 3 months for children. 
  • Maximum Age at Entry - 65 years for the main life and spouse, 22 years for children. 
  • Maximum Age at Expiry - 70 years for the main life and spouse, 23 years for children. 
  • Cashless Service - Within Sri Lanka for plans of Rs. 300,000 and above. Worldwide plans of LKR 500,000 and above. 
  • Hospitalization - Subject to minimum 24 hours continuous hospitalization . 
  • Waiting Period - 90 days from commencement / revival date (except for accidental injuries). 
  • Day Care Surgeries - Hospitalization as an in-patient for less than 24 hours covered. One year waiting period will be applicable.​ 

More information can be obtained from the nearest HNB Assurance Branch or calling Assurance Line 1301.

Refer to the policy document for benefits, exclusions, terms & conditions*