Savings

INTRODUCING SMARTFIVE

It is imperative to be prudent today when it comes to your finances and a smart investment plan is exactly what you need to follow to be so. This is where HNB Assurance SmartFive comes into play. It is a unique investment plan which allows you to invest for five years and grow your fund gradually to make your dreams and aspirations a reality. 

POLICY BENEFITS INCLUDE: 

• Premium paying term of 5 years 
• Basic sum assured of five times the basic annual premium 
• Your maturity benefit would be the fund value as at the date the policy expiry 
• Death benefit will be the sum assured or fund value, whichever is higher 
• Policy term from 10 years to 30 years 
• Applicable age at entry - 18 to 60 years 
• Maximum age at the expiry of the policy is 70 years 
• Minimum monthly premium is LKR 5000 

With SmartFive you are also able to add the following additional benefits during the premium paying term (During 5 years) 

• Additional Life Benefit 
• Accidental Death Benefit 
• Total Permanent Disability Benefit due to accident or sickness 
• Partial Permanent Disability Benefit 
• Critical Illness Benefit covering 29 illnesses 
• Hospitalization Benefit 
• Supreme Health Benefit 
• Surgery Benefit 
• Additional riders will be terminated by premium paying term. 

More information can be obtained from the nearest HNB Assurance Branch or calling Assurance Line 1301.

Refer to the policy document for benefits, exclusions, terms & conditions*