FamilyGuard is a product designed mainly focusing Sri Lankan workers who have travelled overseas, encouraging them to maximize their financial savings and investments during their employment by offering the opportunity to build a large fund at the end of the policy term. Also, maturity option provided to secure the retirement, considering a convertible monthly income benefit option allowing to have monthly income stream thought-out the retirement ages.
FamliyGuard allows you to pay premium in 5 years with a policy term of 15 years or 20 years and build the fund till end of the policy term along with comprehensive protection covers. One of the key features of this product is the attractive loyalty dividend which offered at the end of 15th and 20th policy years for the policies with policy term, 20 years. For the policies with a policy term 15, the loyalty dividend is applicable at the end of the policy term only.
Moreover, after reaching the maturity, customer has the opportunity either to obtain the fund value at the end of policy term or to extend the policy by selecting convertible monthly income benefit options spanning over 10 years, 15 years, or 20 years.
Details | |
Policy Term | 15 Years, 20 Years |
Premium Paying Term | 5 Years |
Minimum Entry Age | 18 Years |
Maximum Entry Age | 55 Years |
Maximum Expiry Age | 70 Years |
Following in-built protection benefits are covered under this product
Optional Additional Riders
This product offers all the other long pay riders available in the company and customers can opt this option, allowing the coverage of family well-being and ensuring comprehensive protection based on customer’s unique needs.
Additional Riders
Policy Loans
Applicable.
Regular Premium Mode - the following options are available
*For more details on benefits, exclusions, terms and conditions, please read the policy document carefully before concluding a sale.
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